WHAT IS TRAVEL PROTECTION?
The purpose of travel insurance is to provide protection for travelers
against the unique risks associated with travel, before trip departure and
during the actual trip. Many of these risks, such as trip interruption, are not
generally covered by any other insurance available to travelers.
Although travelers probably don't want to think about it, the plain fact is
that travel involves some unique risks. In fact, travelers would be surprised by
some of the things that could happen. Ask yourself the following questions:
Without travel insurance, could I miss my trip and lose my vacation investment too?
Unfortunately, for the majority of travelers, the answer is yes. If you have
to cancel or postpone your vacation, you will probably lose some, if not all, of
the money you have pre-paid. You may be able to reschedule the vacation, but
will you have the money to pay for it?
Without travel insurance, could it cost me extra money if I'm forced to come home early?
You bet! It will probably cost you extra to return home. You will be paying a
premium for last-minute airline tickets or exchange fees for existing tickets,
plus you won't get any money back for the unused portion of your trip. Many
times, the cost of interrupting your trip can exceed the actual trip cost.
Should I be concerned about medical insurance when I'm away from home?
Definitely. Your medical coverage may be limited away from home, or you may
not be covered at all. Therefore, it's wise to check on your medical coverage
before you travel. Also, how will you find adequate medical facilities when
you're traveling?
Travel plans are not complete until you protect yourself -- and protect your
investment. |
